| Type of Loan | Working Capital Revolving Loan |
| Scheme name | Working Capital Revolving Fund Loan Scheme(WCRFL) |
| Purpose of the loan | For financing continuous working capital to units under msme sector for 5 years after renewal every year |
| Eligibility Criteria | Existing Units: • Their dealings with Bank/FI should be regular • They should earn net profit during last 3 financial years New Units: • May be extended along with Term Loan, if requested |
| Upper loan limit | PROPRIETORSHIP & PARTNERSHIP : Rs. 2 crore PRIVATE LIMITED COMPANY : Rs. 4 crore |
| Promoter’s contribution | 1:3 |
| Moratorium period | 1 months. |
| Repayment period | n a period of 1 year from the date of disbursement excluding moratorium period of 1 months |
| Security | Land Building Plant/Machinery |
| Lending Rate of Interest | 9 % to 11 % pa |
